Borrowers 62+ may qualify for a HELOC. No mortgage payments are required while living in the home and staying current on property taxes, homeowners’ insurance, and property charges. The loan must be paid back in entirety when the borrower moves out, sells the property or passes away.
Refinancing* means paying off your existing mortgage with a new loan that replaces it. People may refinance to potentially secure a lower interest rate, reduce monthly payments, shorten a loan term, or even eliminate extra costs like mortgage insurance when switching loan types. A refinance gives borrowers a chance to adjust their loan to better fit today’s financial situation.
* Refinancing is not guaranteed. Refinancing your existing loan may result in a higher total cost over the life of the loan, depending on the terms of the new loan.
We serve the states of Arizona (AZ), Alabama (AL), California (CA), Florida (FL), Georgia (GA), Nevada (NV), Maine (ME), Missouri (MO), Minnesota (MN), Michigan (MI), Ohio (OH), Pennsylvania (PA), West Virginia (WV), Texas (TX), Washington (WA) for purchase, refinance, FHA, VA, USDA and renovation loans.
Loan Options
All-In-One HELOC
Mixed-Use Loan
Purchasing
FHA Loan
Refinancing
Conventional Loan
VA Loan
VA loans are designed specifically for veterans. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.
Jumbo Loan
A jumbo loan is a loan that falls outside of the conforming loan limits.
Conventional Purchase Loan
A conventional loan is a common way people buy a home. It's a mortgage that has standard guidelines provided by most lenders and is not government backed. These loans are available with low down payment options and competitive rates and may work well if you have a stable income and good credit (620+). Qualified borrowers can use them to purchase primary residences or second homes. Conventional financing tends to have flexible terms and may offer lower costs if your financial profile is strong.
HELOC (Home Equity Line Of Credit Loan)
Refinancing
Purchasing
An FHA Loan is a mortgage that’s insured by the Federal Housing Administration.
NMLS #771864/
Company NMLS #42056
NMLS ID #771864
Meet The Team
Amanda Green
Loan Officer # 1306103
Ryan Ambrose
Sean Decello
Loan Officer #1653323
Copyright© 2026 Geneva Financial, LLC, NMLS #42056
For complete licensing information, visit https://nmlsconsumeraccess.org/.
Not a commitment to lend. All loans are subject to credit and underwriting approval. Additional terms and conditions apply. Not all applicants will qualify. AZ BK #0910215. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Ohio #RM.804268. Washington Consumer Loan License #CL-42056. Licensed Nevada Mortgage Lender #3195. Corporate Address: 180 S. Arizona Ave, Suite 310, Chandler, AZ 85225. Toll-Free: (888) 889-0009. Loan approvals, products, and interest rates may vary and are subject to change without notice. Geneva Financial, LLC is not endorsed by, or acting on behalf of HUD, FHA, USDA, VA, or any agency of the federal government. Equal Housing Lender.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Geneva Financial, LLC and Ambrose Financial Group are separate and independent companies. This material is provided for informational purposes only. It does not constitute as a paid partnership or endorsement between the two companies. Ambrose Financial Group is not licensed to originate mortgage loans, provide mortgage services, or offer mortgage advice.
Amanda Green
Loan Officer
NMLS #1306103/Company NMLS #42056
Licensed in FL, ME, MN, MO, OH, PA, WV
Sean Decello
Loan Officer
NMLS #1653323/Company NMLS #42056
Licensed in AZ, FL, GA, MI, OH, WA
Ryan K. Ambrose
Mortgage Loan Originator/Branch Sales Manager
NMLS #771864/Company NMLS #42056
Direct: 440-537-2866
180 S. Arizona Avenue, Suite 310
Chandler, AZ 85225
Licensed in AL, CA, FL, GA, NV, OH, TX, WA
Ambrose Financial Group LLC is an independent insurance agency. We are licensed to sell life insurance and fixed annuity products. We do not offer securities, investment advisory services, or comprehensive financial planning.
Products and services are offered through multiple unaffiliated insurance carriers and may not be available in all states. Not all agents are licensed to sell in all states.
Guarantees associated with insurance and fixed annuity products, if any, are based on the claims-paying ability of the issuing insurance company and are not guaranteed by Ambrose Financial Group LLC or its agents.
This website is provided for general informational purposes only and should not be construed as an offer to sell or a solicitation to buy any specific insurance product. It is not intended to provide, and should not be relied upon for, tax, legal, or accounting advice. In ividuals should consult their own qualified tax, legal, or financial professionals regarding their specific situation.
Any discussion of potential benefits, including but not limited to income strategies, tax advantages, or estate planning concepts, is general in nature, is not guaranteed, and may not be applicable to all individuals.
Fixed insurance and annuity products are not securities and do not directly participate in stock market investments. Any references to interest crediting or index-based features are subject to the terms and limitations of the specific product contract.
529 college savings plans, if discussed, may involve fees, expenses, and market risk depending on the plan selected. Ambrose Financial Group LLC does not provide advice or recommendations regarding securities-based 529 plans. Please review the official program disclosure statement before making any investment decision.
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